3816 Gia St, Laredo, TX 78046 Property Records

Webb County property record for 3816 Gia St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,686 sqft · built 2019
Lot Size	0.114 acres (4,970 sqft)
Owner	Company Name on Record
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-13002-350`

Property Details

APN / Parcel Number

Primary APN	`950-13002-350`
Alternative APN	`619960`

Interior

Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,970 sqft (0.114 acres)
Porch	Open Porch
Porch Area	147 sqft

Location & Zoning

Street Address	3816 GIA ST
City	LAREDO
State	TX
Zip	78046-5785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH, BLOCK 2, LOT 35, PHASE I
Legal Subdivision	R & W RANCH SUBD. PHASE I
Legal Phase	I
Legal Block	2
Legal Lot Number	35
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5302 SPRINGFIELD AVE, 218, LAREDO, TX 78041-6305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Vendor's Lien, Transfer · Conventional Mortgage PFN LENDING GROUP INC
May 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 29, 2019	Warranty Deed, Transfer · Commercial Mortgage RODOLFO GUAJARDO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2024
Deed Sale	Aug 7, 2024
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20241536459
Deed Book / Page	5698 / 132
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	004785/587
Record Updated	Oct 29, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 28, 2023
Property Address	3816 GIA ST, LAREDO, TX 78046-5785
Document Number	005454/600
Book / Page	5454 / 600
Map Reference	VOL 39 PG 68&69
Instrument Date	Apr 27, 2023
Instrument	1498415
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 BELLA ST, LAREDO, TX 78046-2206

Mortgage

Document Number	0001498416
Date	Apr 28, 2023
Instrument	1498416

Lender

Name	PFN LENDING GROUP INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 20, 2020
Property Address	3816 GIA ST, LAREDO, TX 78046-5785
Document Number	004785/587
Book / Page	4785 / 587
Map Reference	VOL 37 PG 24&25
Instrument Date	May 18, 2020
Instrument	1392179
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 GIA ST, LAREDO, TX 78046-5785
Investor	Possibly a Property Investor

Mortgage

Document Number	0001392180
Date	May 20, 2020
Instrument	1392180

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Aug 29, 2019
Property Address	3816 GIA ST, LAREDO, TX 78046-5785
Document Number	004655/124
Book / Page	4655 / 124
Map Reference	VOL37 PG24&25
Instrument Date	Aug 29, 2019
Instrument	1370357
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 450050, LAREDO, TX 78045-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E CALTON RD, LAREDO, TX 78041-6335
Investor	Possibly a Property Investor

Mortgage

Document Number	0001370358
Date	Aug 29, 2019
Instrument	1370358

Lender

Name	RODOLFO GUAJARDO
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 29, 2021

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (-1.5%) Land $54,869 Building $192,131	$247,000 (-1.5%) Land $54,869 Building $192,131
2025	$1,269.00 (-13.61%) Homeowner's exemption	$250,768 (+17.74%) Land $54,869 Building $195,899	$250,768 (+17.74%) Land $54,869 Building $195,899
2024	$1,469.00 (+10.53%)
2023		$212,983 Land $32,007 Building $180,976	$212,983 Land $32,007 Building $180,976
2022	$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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