401 Williams Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 401 Williams Rd, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Lot Size	4.81 acres (209,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Jan 2020)
Tax Bill	$4,660 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage + 1 more
APN	`035089 181.03-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`035089 181.03-1-15.2`
Alternative APN	`50181031152`

Exterior

Lot Area	209,524 sqft (4.81 acres)

Location & Zoning

Account Number	50181031152
Street Address	401 WILLIAMS RD
City	WINDSOR
State	NY
Zip	13865-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	15.002
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1002
Census Tract	12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 16, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST PRIORITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	20201222
Deed Book / Page	2612 / 205
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442

Mortgage

Document Number	04230/1075
Date	Sep 26, 2025
Book Page	4230/1075
Instrument	202500025293

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	WINDSOR, NY 13865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442

Mortgage

Document Number	0040390629
Date	Sep 28, 2021
Book Page	4039/629
Instrument	202100026163

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jan 16, 2020
Property Address	401 WILLIAMS RD, WINDSOR, NY 13865-2442
Document Number	002612/205
Book / Page	2612 / 205
Map Reference	DB 2076 PG 402
Instrument Date	Jan 13, 2020
Instrument	202000001222
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 BAKER RD, WINDSOR, NY 13865-1539

Mortgage

Document Number	0039411337
Date	Jan 16, 2020
Book Page	3941/1337
Instrument	202000001223

Lender

Name	FIRST PRIORITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,660.00 (+5.43%)
2025	$4,420.00 (+2.72%)	$86,889 (-) Land $19,810 Building $67,079	$204,400 (+22.33%) Land $46,602 Building $157,798
2024	$4,303.00
2023		$86,889 Land $19,810 Building $67,079	$167,094 Land $38,096 Building $128,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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