Monroe County property record for 401 Whitehead St, Key West, FL 33040
| Property Type | Quadplex |
|---|---|
| Details | 5 bd · 5 ba · 2,043 sqft · built 1940 |
| Lot Size | 0.139 acres (6,065 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Jul 1978) |
| Tax Bill | $11,363 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00006610-000000 |
| Primary APN | 00006610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 2,043 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Quadruplex |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,065 sqft (0.139 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 253 sqft |
| Deck Area | 231 sqft |
| Patio Area | 1,200 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Wall Unit |
|---|
| Account Number | 1006840 |
|---|---|
| Street Address | 401 WHITEHEAD ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6544 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | HRO |
| Legal Description | KW PT LOT 3 SQR 38 E1-275 OR767-375 OR1179-2136/41 OR1193-1653/54 OR2555-1170/71 OR2585-124/26 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | WILLIAM A WHITEHEADS |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 Whitehead St, a quadplex, is owned by a company that acquired it in February 2012.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 75 CLEARVIEW DR, NORTH KINGSTOWN, RI 02852-2503 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1978 · Amount on File |
| Deed Sale | Jul 1, 1978 · Amount on File |
| Deed Book / Page | 767 / 375 |
| Last Transfer Date | Feb 7, 2012 |
| Transfer Doc | 0025551170 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,376,888 Land $1,039,298 Building $337,590 | $1,376,888 Land $1,039,298 Building $337,590 | |
| 2024 | $11,363.00 (+6.6%) | ||
| 2023 | $10,659.00 (+13.79%) | $1,262,896 (+22.2%) Land $955,238 Building $307,658 | $1,262,896 (+22.2%) Land $955,238 Building $307,658 |
| 2022 | $9,367.00 | $1,033,446 Land $723,433 Building $310,013 | $1,033,446 Land $723,433 Building $310,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Whitehead St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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