330 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 330 Whitehead St, Key West, FL 33040

Property Summary

Property TypeBank, Financial Building
Details8,389 sqft · built 1989
Lot Size0.74 acres (32,260 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Nov 1987)
Tax Bill$44,175 (2024)
Flood ZoneZone X (moderate risk)
APN00004590-002000

Property Details

APN / Parcel Number

Primary APN00004590-002000
Alternative APNs
  • 01010100004590002000
  • 8732660

Interior

Stories2 Stories
Building Area8,389 sqft Total Area
1st Floor Area8,403 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area32,260 sqft (0.74 acres)
Lot Dimensions250 ft deep x 131 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area702 sqft
Patio Area1,574 sqft
FenceFence
Canopy1,015 sqft

Location & Zoning

Account Number8732660
Old Parcel Number01010100004590002000
Street Address330 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-6543
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionKW PT LOTS 1 AND 4 SQR 26 OR1005-78/128 OR1005-190/201 OR1016-2487/88 OR1033-978/80 OR1033-1012/21
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 26
Legal Lot Number1,4 4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2031
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the US Naval Station
listed 1984 · 22 contributing resources · NRIS 84000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

330 Whitehead St, a commercial property, is owned by a company that bought it in November 1987.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2078, MEMPHIS, TN 38101-2078
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1987 · Amount on File
Deed SaleNov 1, 1987 · Amount on File
Deed Document Number0010331012
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,937,181 Land $4,722,165 Building $1,215,016$5,937,181 Land $4,722,165 Building $1,215,016
2024$44,175.00 (+3.98%)
2023$42,484.00 (+9.49%)$5,913,417 (+7.5%) Land $4,556,475 Building $1,356,942$5,913,417 (+7.5%) Land $4,556,475 Building $1,356,942
2022$38,801.00$5,500,922 Land $4,142,250 Building $1,358,672$5,500,922 Land $4,142,250 Building $1,358,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Whitehead St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 330 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Whitehead St

Nearby Streets

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