401 W Spruce Ave, Enid, OK 73701 Property Records

Garfield County property record for 401 W Spruce Ave, Enid, OK 73701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1964
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Jun 2017)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2570-00-004-013-0-045-00`

Property Details

APN / Parcel Number

Primary APN	`2570-00-004-013-0-045-00`
Alternative APN	`8278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	150 ft deep x 260 ft wide
Garage Type	Attached
Garage Area	904 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	224 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8278
Street Address	401 W SPRUCE AVE
City	ENID
State	OK
Zip	73701-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13-22 BLOCK 4 & 1/2 VAC ALLEYS SD-E57 HILLCREST ADDN SW/4 6-22-6 ET AL- KAYLEIGH M DICKSON
Legal Range	06W
Legal Township	22N
Legal Section	06
Legal Subdivision	HILLCREST ADDITION
Legal Block	4
Legal Lot Number	13-22
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W SPRUCE AVE, ENID, OK 73701-1662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Book / Page	2340 / 665
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	02095/1094
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Jun 2, 2017
Property Address	401 W SPRUCE AVE, ENID, OK 73701-1662
Document Number	02340/0665
Book / Page	2340 / 0665
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 W SPRUCE AVE, ENID, OK 73701-1662

Mortgage

Document Number	0023400666
Date	Jun 2, 2017
Instrument	2340/0666

Lender

Name	SECURITY NATIONAL BANK OF ENID

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,257 (-0.28%) Land $3,000 Building $13,257	$130,054 (-0.28%) Land $24,000 Building $106,054
2025	$1,760.00 (+4.08%)	$16,302 (+1.73%) Land $3,000 Building $13,302	$130,416 (-1.11%) Land $24,000 Building $106,416
2023	$1,691.00	$16,024 Land $3,000 Building $13,024	$131,881 Land $24,000 Building $107,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Chisholm Broadband Fixed Wireless	800 / 800
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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