401 W Second St, Fairmount, IN 46928 Property Records

Grant County property record for 401 W Second St, Fairmount, IN 46928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1910
Lot Size	0.126 acres (5,478 sqft)
Owner	Individual Name on Record
Last Sale	$187,064 (Apr 2025)
Tax Bill	$573 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Apr 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`024-03010-30`

Property Details

APN / Parcel Number

Primary APN	`024-03010-30`
Alternative APNs	`27-10-30-104-062.000-004` `1030-104-062.000-24` `00001095815`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1989
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	5,478 sqft (0.126 acres)
Lot Dimensions	83 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001095815
Street Address	401 W SECOND ST
City	FAIRMOUNT
State	IN
Zip	46928-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-03-572 N PT LOT 32 T B & F M COS ADD .13A MP 1030-104-062.000
Legal Subdivision	T B & F M COS ADD
Legal Lot Number	32
Jurisdiction	GRANT IN
Township / Civil Division	FAIRMOUNT
Census Block Group	2
Census Block	2044
Census Tract	10300

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Apr 4, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FAIRMOUNT STATE BANK
Sep 11, 2023	Warranty Deed, Transfer
Sep 11, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	20252166
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	2023006707
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025002168
Date	Apr 4, 2025
Instrument	2025-002168

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Apr 4, 2025
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Document Number	2025002166
Instrument Date	Apr 3, 2025
Instrument	2025-002166
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611

Mortgage

Document Number	2025002167
Date	Apr 4, 2025
Instrument	2025-002167

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Sep 11, 2023
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Document Number	2023006708
Instrument Date	Aug 31, 2023
Instrument	2023-006708
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Mortgage

Document Number	2023006709
Date	Sep 11, 2023
Instrument	2023-006709

Lender

Name	THE FAIRMOUNT STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2033

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Sep 11, 2023
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Document Number	2023006708
Instrument Date	Aug 31, 2023
Instrument	2023-006708
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Sep 11, 2023
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Document Number	2023006707
Instrument Date	Aug 31, 2023
Instrument	2023-006707
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Feb 17, 2023
Property Address	401 W SECOND ST, FAIRMOUNT, IN 46928-1611
Document Number	2023001209
Instrument Date	Nov 7, 2018
Instrument	2023-001209
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W FIRST ST, FAIRMOUNT, IN 46928-1650

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Fairmount Township
Municipality	Fairmount Town
Unified School District	Madison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00 (-64.5%)	$97,500 (+4.61%) Land $14,500 Building $83,000	$97,500 (+4.61%) Land $14,500 Building $83,000
2024	$1,614.00 (+1,422.64%)	$93,200 (+27.85%) Land $14,500 Building $78,700	$93,200 (+27.85%) Land $14,500 Building $78,700
2023	$106.00 (-1.85%)	$72,900 (+8.16%) Land $17,300 Building $55,600	$72,900 (+8.16%) Land $17,300 Building $55,600
2022	$108.00	$67,400 Land $16,000 Building $51,400	$67,400 Land $16,000 Building $51,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1985–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Good Connections, Mercury Fiber, Spectrum.

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