316 W Second St, Fairmount, IN 46928 Property Records

Grant County property record for 316 W Second St, Fairmount, IN 46928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1908
Lot Size	0.604 acres (26,338 sqft)
Owner	Individual Name on File
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Mar 2023 Refinance Mar 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`024-03011-80`

Property Details

APN / Parcel Number

Primary APN	`024-03011-80`
Alternative APNs	`27-10-29-203-038.000-004` `1029-203-038.000-24` `00001096752`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1975
Foundation Type	No Foundation
Roof Material	Other
Lot Area	26,338 sqft (0.604 acres)
Lot Dimensions	139 ft deep x 194 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001096752
Street Address	316 W SECOND ST
City	FAIRMOUNT
State	IN
Zip	46928-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-03-588 LOT 35 EX 76 X 122' S 1/2 T B & F M COS ADD MP 1029-203-038.000
Legal Subdivision	T B & F M COS ADD
Legal Lot Number	35
Jurisdiction	GRANT IN
Township / Civil Division	FAIRMOUNT
Census Block Group	2
Census Block	2038
Census Tract	10300

Owner

316 W Second St is owned and occupied by an individual who acquired it in March 2023.

Source: Grant County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	316 W SECOND ST, FAIRMOUNT, IN 46928-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance VIA CREDIT UNION
Mar 2, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2023
Transfer Doc	2023001468
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	316 W SECOND ST, FAIRMOUNT, IN 46928-1608
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002151
Date	Mar 27, 2023
Instrument	2023-002151

Lender

Name	VIA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Mar 2, 2023
Property Address	316 W SECOND ST, FAIRMOUNT, IN 46928-1608
Document Number	2023001468
Instrument Date	Mar 1, 2023
Instrument	2023-001468
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W SECOND ST, FAIRMOUNT, IN 46928-1608

Tax Assessment & Valuation

The 2025 property tax bill for 316 W Second St was $1,054 with a homeowner's exemption, up 11.1% from the year before.

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Fairmount Township
Municipality	Fairmount Town
Unified School District	Madison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+11.06%) Homeowner's exemption	$139,100 Land $21,500 Building $117,600	$139,100 Land $21,500 Building $117,600
2024	$949.00 (-23.28%)
2023	$1,237.00 (+11.34%)	$122,700 (+10.34%) Land $21,500 Building $101,200	$122,700 (+10.34%) Land $21,500 Building $101,200
2022	$1,111.00	$111,200 Land $18,900 Building $92,300	$111,200 Land $18,900 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 W Second St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1985–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 W Second St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Good Connections, Mercury Fiber, Spectrum.

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