401 W Randolph St, Nappanee, IN 46550 Property Records

Elkhart County property record for 401 W Randolph St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1957
Lot Size	0.426 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$195,596 (May 2022)
Tax Bill	$1,595 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-437-002.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-437-002.000-021`
Alternative APN	`1336437002021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	668 sqft
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,600 sqft (0.426 acres)
Lot Dimensions	141 ft deep x 132 ft wide
Porch	Porch
Porch Area	78 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1336437002021
Old Parcel Number	1336437002021
Street Address	401 W RANDOLPH ST
City	NAPPANEE
State	IN
Zip	46550-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	RINGENBERGS 1ST ADD LOTS 17 & 18 & N1/2 VAC ALLEY ADJ S
Legal Subdivision	RINGENBERGS 1ST ADD
Legal Block	437
Legal Lot Number	17,18 18
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 W RANDOLPH ST, NAPPANEE, IN 46550-2555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	0000000743
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 20, 2022
Property Address	401 W RANDOLPH ST, NAPPANEE, IN 46550-2555
Document Number	0000000743
Map Reference	DD 104 PG 442
Instrument Date	May 19, 2022
Instrument	2022-10743
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W RANDOLPH ST, NAPPANEE, IN 46550-2555

Mortgage

Document Number	0000000744
Date	May 20, 2022
Instrument	2022-10744

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,400 (+9.3%) Land $19,900 Building $150,500	$170,400 (+9.3%) Land $19,900 Building $150,500
2024	$1,595.00 (-5.12%)	$155,900 (+11.36%) Land $19,900 Building $136,000	$155,900 (+11.36%) Land $19,900 Building $136,000
2023		$140,000 (+12.54%) Land $19,900 Building $120,100	$140,000 (+12.54%) Land $19,900 Building $120,100
2022	$1,681.00 Homeowner's exemption	$124,400 Land $19,900 Building $104,500	$124,400 Land $19,900 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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