401 W Arnold, Thomasboro, IL 61878 Property Records

Champaign County property record for 401 W Arnold, Thomasboro, IL 61878

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,030 sqft · built 1960
Lot Size	0.26 acres (11,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,500 (Jun 2023)
Tax Bill	$4,479 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-09-28-381-005`

Property Details

APN / Parcel Number

Primary APN	`20-09-28-381-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,030 sqft Building Perimeter
1st Floor Area	1,030 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,328 sqft (0.26 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	401 W ARNOLD
City	THOMASBORO
State	IL
Zip	61878-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 ARNOLD, FESTUS, SUB 2
Legal Range	09E
Legal Township	21N
Legal Section	28
Legal Subdivision	ARNOLD, FESTUS, SUB 2
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	5
Census Block	5006
Census Tract	10400

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 W ARNOLD, THOMASBORO, IL 61878-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Mar 2, 2020	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	20237225
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	0000021269
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 6, 2023
Property Address	401 W ARNOLD, THOMASBORO, IL 61878-9704
Document Number	0000007225
Map Reference	MB K PG 41
Instrument Date	Jun 2, 2023
Instrument	2023R07225
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000007226
Date	Jun 6, 2023
Instrument	2023R07226

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 2, 2020
Property Address	401 W ARNOLD, THOMASBORO, IL 61878-9704
Document Number	0000003217
Instrument Date	Jul 12, 2019
Instrument	2020R03217
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 W ARNOLD, THOMASBORO, IL 61878-9704

Mortgage

Document Number	0000003218
Date	Mar 2, 2020
Instrument	2020R03218

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0000003219
Date	Mar 2, 2020
Instrument	2020R03219

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	60600

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Thomasboro Village
Secondary School District	Rantoul Township High School District 193 (09 - 12)
Elementary School District	Thomasboro Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,610 (+37.82%) Land $7,970 Building $65,640	$220,830 (+37.82%) Land $23,910 Building $196,920
2024	$4,479.00 (+16.04%)
2022	$3,860.00 Homeowner's exemption	$53,410 Land $5,790 Building $47,620	$160,230 Land $17,370 Building $142,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASBORO serves 1,066 people · EPA ID IL0190950
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.73 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Volo.net Internet+Tech Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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