401 W 3rd St, Arcadia, OK 73007 Property Records

Oklahoma County property record for 401 W 3rd St, Arcadia, OK 73007

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,477 sqft · built 1997
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on Record
Tax Bill$1,672 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN4316-19-710-2880

Property Details

APN / Parcel Number

Primary APN4316-19-710-2880
Alternative APNs
  • R197102880
  • 197102880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,477 sqft Living Area
1st Floor Area1,477 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area20,996 sqft (0.482 acres)
Lot Dimensions140 ft deep x 150 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR197102880
Street Address401 W 3RD ST
CityARCADIA
StateOK
Zip73007-9182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEWKIRKS ADDITION 007 000 LOTS 7 THRU 9
Legal Range01W
Legal Township14N
Legal Section29
Legal SubdivisionNEWKIRKS ADDITION
Legal Block7
Legal Lot Number7-9
JurisdictionOKLAHOMA OK
Township / Civil DivisionOKLAHOMA CITY NORTHEAST
Census Block Group3
Census Block3048
Census Tract109203

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 112, ARCADIA, OK 73007-0112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Mar 7, 2022Deed of Trust, Mortgage · FHA Mortgage
RUTH TUHI PC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 21, 2014
Transfer Doc0125790777
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKLAHOMA OK
Recording DateJun 30, 2026
Property Address401 W 3RD ST, ARCADIA, OK 73007-9182
Document Number0000095867
Book / Page16532 / 1734
Instrument DateJun 8, 2026
Instrument202695867
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 3RD ST, ARCADIA, OK 73007-9182

Mortgage

Document Number0000095867,
DateJun 30, 2026
Book Page16532/1734
Instrument202695867
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJun 1, 2053
Interest
Rate6.37%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKLAHOMA OK
Property Address401 W 3RD ST, ARCADIA, OK 73007
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001034450
DateMar 7, 2022
Book Page15081/1392
Instrument2022030701034450
Lender
NameRUTH TUHI PC
TypePrivate Party
AddressDALLAS, TX 75251
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term61 Months
DueApr 1, 2027

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityArcadia Town
CountyOklahoma County
Unified School DistrictEdmond Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,672.00 (+5.03%)$15,920 (+10.26%) Land $2,702 Building $13,218$273,500 (+23.48%) Land $46,426 Building $227,074
2024$1,592.00 (+5.78%)
2023$1,505.00$14,439 Land $972 Building $13,467$221,500 Land $14,910 Building $206,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA PUBLIC WORKS AUTHORITY
serves 300 people · EPA ID OK8005538
Water SourcePurchased groundwater influenced by surface water from EDMOND PWA
Last State InspectionDec 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Airosurf Communications, Atlink Services, Chisholm Broadband.

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