321 W 3rd St, Arcadia, OK 73007 Property Records

Oklahoma County property record for 321 W 3rd St, Arcadia, OK 73007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 2022
Lot Size	0.16 acres (7,013 sqft)
Owner	Company Name on Record
Last Sale	$254,000 (Nov 2024)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-710-2240`

Property Details

APN / Parcel Number

Primary APN	`19-710-2240`
Alternative APNs	`4316-19-710-2240` `R197102240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	802 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2022
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R197102240
Street Address	321 W 3RD ST
City	ARCADIA
State	OK
Zip	73007-9175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWKIRKS ADDITION BLK 006 LOTS 7
Legal Range	01W
Legal Township	14N
Legal Section	29
Legal Quarter	NW
Legal Subdivision	NEWKIRKS ADDITION
Legal Block	6
Legal Lot Number	7 8
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	3
Census Block	3033
Census Tract	109203

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2414 NW 178TH ST, EDMOND, OK 73012-4565
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Dec 22, 2023	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF EDMOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	2024110501150711
Deed Book / Page	15913 / 1803
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	321 W 3RD ST, ARCADIA, OK 73007-9175
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001171329
Date	Sep 29, 2021
Book Page	14911/1993
Instrument	2021092901171329

Lender

Name	FIRST STATE BANK
Type	Bank
Address	EDMOND, OK 73013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2022

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 22, 2023
Property Address	321 W 3RD ST, ARCADIA, OK 73007-9175
Document Number	0001166586
Book / Page	15635 / 1149
Instrument Date	Dec 19, 2023
Instrument	2023122201166586
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	BSC TITLE LLC, ABC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 NW 173TH ST, EDMOND, OK 73012-7161

Mortgage

Document Number	0001166587
Date	Dec 22, 2023
Instrument	2023122201166587

Lender

Name	CITIZENS BANK OF EDMOND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Arcadia Town
County	Oklahoma County
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00 (+3,115.79%)	$29,095 (+3,076.31%) Land $4,723 Building $24,372	$264,500 (+3,074.13%) Land $42,942 Building $221,558
2023	$95.00	$916 Land $916	$8,333 Land $8,333

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA PUBLIC WORKS AUTHORITY serves 300 people · EPA ID OK8005538
Water Source	Purchased groundwater influenced by surface water from EDMOND PWA
Last State Inspection	Dec 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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