401 W 12th St, Hermann, MO 65041 Property Records

Gasconade County property record for 401 W 12th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,524 sqft · built 1950
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-21-020.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-21-020.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	401 W 12TH ST
City	HERMANN
State	MO
Zip	65041-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 3, STARK SUBD, CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	STARK SUBD
Legal Block	3
Legal Lot Number	1
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	3
Census Block	3006
Census Tract	960100

Owner

Source: Gasconade County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 W 12TH ST, HERMANN, MO 65041-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit 1ST COMMUNITY BANK
Mar 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Deed Document Number	2021819
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	401 W 12TH ST, HERMANN, MO 65041-1242
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212040
Date	Jun 16, 2021
Instrument	2021-2040

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GASCONADE MO
Recording Date	Mar 16, 2021
Property Address	401 W 12TH ST, HERMANN, MO 65041-1242
Document Number	0020210819
Instrument Date	Mar 16, 2021
Instrument	2021-0819
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+7.37%)	$23,830 (+8.81%)	$125,420 (+8.81%) Land $19,970 Building $105,450
2023	$1,451.00 (+0.14%)	$21,900	$115,270
2022	$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Technology Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Whittrio.

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