323 W 12th St, Hermann, MO 65041 Property Records

Gasconade County property record for 323 W 12th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,504 sqft · built 1966
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Apr 2020)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-22-010.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-22-010.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Flooring	Softwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 W 12TH ST
City	HERMANN
State	MO
Zip	65041-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40 LOT 6, ALL LOT 7, BLOCK 2, STARK SUBD, CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	STARK SUBD
Legal Block	2
Legal Lot Number	6&7
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	3
Census Block	3005
Census Tract	960100

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 W 10TH ST, HERMANN, MO 65041-1239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Apr 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	20201115
Last Transfer Date	Feb 2, 2023
Transfer Doc	0000000238
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	323 W 12TH ST, HERMANN, MO 65041-1240
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201116
Date	Apr 30, 2020
Instrument	2020-1116

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	323 W 12TH ST, HERMANN, MO 65041-1240
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210658
Date	Mar 2, 2021
Instrument	2021-0658

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 30, 2020
Property Address	323 W 12TH ST, HERMANN, MO 65041-1240
Document Number	20201115
Instrument Date	Apr 30, 2020
Instrument	2020-1115
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 W 12TH ST, HERMANN, MO 65041-1240

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,950 (-)	$120,770 (-) Land $36,300 Building $84,470
2025	$1,501.00 (+7.6%)	$22,950 (+9.03%)	$120,770 (+9%) Land $36,300 Building $84,470
2023	$1,395.00 (+0.14%)	$21,050	$110,800
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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