401 Ventosa Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 401 Ventosa Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,169 sqft · built 1988
Lot Size0.432 acres (18,818 sqft)
OwnerIndividual Name on File
Last Sale$630,501 (Nov 2024)
Tax Bill$5,147 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2021 Sale & Mortgage
APN0584001000630

Property Details

APN / Parcel Number

Primary APN0584001000630

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,169 sqft Living Area
1st Floor Area1,369 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,818 sqft (0.432 acres)
Lot Dimensions95 ft deep x 282 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area400 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 VENTOSA DR
CityCHESAPEAKE
StateVA
Zip23322-7145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description63 LAS GAVIOTAS PH IV SEC THREE A
Legal SubdivisionLAS GAVIOTAS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2011
Census Tract21016

Owner

401 Ventosa Dr is owned and occupied by an individual who bought it in November 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address401 VENTOSA DR, CHESAPEAKE, VA 23322-7145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · VA Mortgage
TIDEWATER HOME FUNDING LLC
May 3, 2021Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2024 · Amount on File
Deed SaleNov 27, 2024 · Amount on File
Prior SaleMay 3, 2021 · Amount on File
Deed Document Number202425077
Deed Book / Page10807 / 1744
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address401 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10172/1800
DateJun 29, 2020
Book Page10172/1800
Instrument200020935
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 3, 2021
Property Address401 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Document Number10363/1341
Book / Page10363 / 1341
Instrument DateApr 21, 2021
Instrument210020237
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 VENTOSA DR, CHESAPEAKE, VA 23322-7145

Mortgage

Document Number210020238
DateMay 3, 2021
Instrument210020238
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Ventosa Dr was $5,147.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,000 (+4.79%) Land $225,000 Building $309,000$534,000 (+4.79%) Land $225,000 Building $309,000
2025$5,147.00$509,600 Land $205,000 Building $304,600$509,600 Land $205,000 Building $304,600
2023$446,100 (+10.75%) Land $165,000 Building $281,100$446,100 (+10.75%) Land $165,000 Building $281,100
2022$402,800 Land $145,000 Building $257,800$402,800 Land $145,000 Building $257,800
2019$3,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 Ventosa Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 109 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies109 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Ventosa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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