Chesapeake City property record for 328 Ventosa Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,382 sqft · built 1991 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Sep 2001) |
| Tax Bill | $5,159 (2025) |
| Deeds & Mortgages | Apr 2017 Refinance Dec 2006 Line of Credit + 4 more |
| APN | 0584001000490 |
| Primary APN | 0584001000490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 1,001 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 95 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Area | 532 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 155 sqft |
| Balcony Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 VENTOSA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 49 LAS GAVIOTAS PH IV SEC THREE A |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21016 |
328 Ventosa Dr is owned and occupied by two individuals who bought it in September 2001.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK |
| Dec 1, 2006 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT U |
| Jun 23, 2015 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Nov 23, 2011 | Deed of Trust, Mortgage PENTAGON FEDERAL CREDIT U |
| Mar 11, 2011 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 3, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on File |
| Deed Sale | Sep 10, 2001 · Amount on File |
| Deed Book / Page | 4373 / 622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 009771/943 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 9771/943 |
| Instrument | 170008718 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006855/335 |
|---|---|
| Date | Dec 1, 2006 |
| Book Page | 6855/335 |
| Name | PENTAGON FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 7, 2011 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09525/1865 |
|---|---|
| Date | Jun 23, 2015 |
| Book Page | 9525/1865 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 29, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008542/130 |
|---|---|
| Date | Nov 23, 2011 |
| Book Page | 8542/130 |
| Name | PENTAGON FEDERAL CREDIT U |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 5, 2016 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008355/746 |
|---|---|
| Date | Mar 11, 2011 |
| Book Page | 8355/746 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 VENTOSA DR, CHESAPEAKE, VA 23322-7146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170008718 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 9771/943 |
| Instrument | 170008718 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
The 2025 property tax bill for 328 Ventosa Dr was $5,159.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,300 (+5.58%) Land $220,000 Building $319,300 | $539,300 (+5.58%) Land $220,000 Building $319,300 | |
| 2025 | $5,159.00 | $510,800 Land $200,000 Building $310,800 | $510,800 Land $200,000 Building $310,800 |
| 2023 | $469,600 (+14.99%) Land $160,000 Building $309,600 | $469,600 (+14.99%) Land $160,000 Building $309,600 | |
| 2022 | $408,400 Land $140,000 Building $268,400 | $408,400 Land $140,000 Building $268,400 | |
| 2019 | $3,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 328 Ventosa Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 109 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Ventosa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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