401 Thomas St, Holly, MI 48442 Property Records

Oakland County property record for 401 Thomas St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 1918
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2021)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-104-003`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-104-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	929 sqft
Basement Area	829 sqft
Unfinished Basement	829 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Garage Area	1,436 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	249 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	401 THOMAS ST
City	HOLLY
State	MI
Zip	48442-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N, R7E, SEC 34 SMITH'S ADD LOT 20
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	SMITH'S ADD
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1002
Census Tract	124500

Owner

401 Thomas St is owned and occupied by two individuals who bought it in July 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 THOMAS ST, HOLLY, MI 48442-1367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Jul 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Mar 27, 2003 · Amount on File
Deed Document Number	2021167919
Deed Book / Page	56499 / 464
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	401 THOMAS ST, HOLLY, MI 48442-1367
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 THOMAS ST, HOLLY, MI 48442-1367

Mortgage

Document Number	0000163237
Date	Jun 28, 2021
Book Page	56468/268
Instrument	163237

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 2, 2021
Property Address	401 THOMAS ST, HOLLY, MI 48442-1367
Document Number	0000167919
Book / Page	56499 / 464
Map Reference	LB 2 PG 12
Instrument Date	Jun 2, 2021
Instrument	167919
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15205 HAWLEY RD, 15205, HOLLY, MI 48442-8815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 THOMAS ST, HOLLY, MI 48442-1367

Tax Assessment & Valuation

The 2025 property tax bill for 401 Thomas St was $3,824 with a homeowner's exemption, up 51.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 (+51.33%) Homeowner's exemption	$109,720	$219,440
2024	$2,527.00
2023		$91,400	$182,800
2021	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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