306 Thomas St, Holly, MI 48442 Property Records

Oakland County property record for 306 Thomas St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,586 sqft · built 1925
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Jul 2022)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-106-019`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-106-019`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	1,338 sqft
Unfinished Basement	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	132 ft deep x 144 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	426 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	306 THOMAS ST
City	HOLLY
State	MI
Zip	48442-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 34 SMITH'S ADD LOT 30 & E 56 FT OF LOT 31
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	SMITH'S ADD
Legal Lot Number	30-31
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1011
Census Tract	124500

Owner

306 Thomas St is owned and occupied by two individuals who bought it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 THOMAS ST, HOLLY, MI 48442-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BLG HOLDINGS INC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage ZEAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Deed Document Number	2022421117
Deed Book / Page	57988 / 543
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 28, 2022
Property Address	306 THOMAS ST, HOLLY, MI 48442-1364
Document Number	0000421117
Book / Page	57988 / 543
Map Reference	LB 2 PG 12
Instrument Date	Jul 22, 2022
Instrument	421117
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 THOMAS ST, 306, HOLLY, MI 48442-1364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 THOMAS ST, HOLLY, MI 48442-1364

Mortgage

Document Number	0000428177
Date	Aug 10, 2022
Book Page	58026/791
Instrument	428177

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution
Address	FLINT, MI 48532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	306 THOMAS ST, HOLLY, MI 48442-1364
Document Number	0000100188
Book / Page	050694 / 000001
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 THOMAS ST HOLLY MI 48442, HOLLY, MI 48442

Mortgage

Document Number	0000100188
Date	May 23, 2017
Book Page	050694/000001
Instrument	100188

Lender

Name	ZEAL CU
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 306 Thomas St was $4,303 with a homeowner's exemption, up 50.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+50.14%) Homeowner's exemption	$112,070	$224,140
2024	$2,866.00
2023		$96,660	$193,320
2021	$1,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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