Frederick County property record for 401 Terry Ct, #A1, Frederick, MD 21701
| Property Type | Condominium |
|---|---|
| Details | built 1984 |
| Lot Size | 0.013 acres (583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $155,000 (Apr 2023) |
| Tax Bill | $1,693 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-137755 |
| Primary APN | 02-137755 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Condo/Apartment |
| Lot Area | 583 sqft |
| Sewer | Connected |
|---|
| Account Number | 137755 |
|---|---|
| Old Parcel Number | 2137755 |
| Street Address | 401 TERRY CT # A1, A1 |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6385 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R16 |
| Legal Description | UNIT A-1 BLDG 2 583 SQ FT LOWER UNIT WILLOW GLEN CONDO |
| Legal Subdivision | WILLOW GLEN CONDO |
| Legal Lot Number | A1 |
| Legal Unit | A |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 765100 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 CROSSING POINTE CT, FREDERICK, MD 21702-3078 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Apr 27, 2023 | Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 0016418494 |
| Deed Book / Page | 16418 / 494 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 401 TERRY CT # A1, A1, FREDERICK, MD 21701-6385 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1605 BERRY ROSE CT A, A, FREDERICK, MD 21701-3712 |
| Document Number | 0175480220 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 17548/220 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 27, 2023 |
| Property Address | 401 TERRY CT # A1, A1, FREDERICK, MD 21701-6385 |
| Document Number | 0164180494 |
| Book / Page | 16418 / 494 |
| Map Reference | MB 29 FO 145-147 |
| Instrument Date | Apr 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 CROSSING POINTE CT, FREDERICK, MD 21702-3078 |
| Document Number | 0016418499 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 16418/499 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,693.00 | $89,333 | $110,000 Land $45,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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