408 Terry Ct, #B5, Frederick, MD 21701 Property Records

Frederick County property record for 408 Terry Ct, #B5, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1984
Lot Size	0.027 acres (1,174 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Nov 2022)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-137828`

Property Details

APN / Parcel Number

Primary APN	`02-137828`
Alternative APNs	`2137828` `137828`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	1,174 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	137828
Street Address	408 TERRY CT, B5
City	FREDERICK
State	MD
Zip	21701-6389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R16
Legal Description	UNIT B-5 BLDG 4 1174 SQ FT 1ST & 2ND FL WILLOW GLEN CONDO
Legal Subdivision	WILLOW GLEN CONDO
Legal Lot Number	B5
Legal Unit	B
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 TERRY CT, B-5, FREDERICK, MD 21701-6389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Nov 28, 2022	Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Sep 20, 2007 · Amount on Record
Deed Book / Page	16238 / 130
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	408 TERRY CT # B5, B5, FREDERICK, MD 21701-6389
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	TSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 TERRY CT 85, 85, FREDERICK, MD 21701-6389

Mortgage

Document Number	0167710044
Date	Feb 22, 2024
Book Page	16771/44

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 28, 2022
Property Address	408 TERRY CT # B5, B5, FREDERICK, MD 21701-6389
Document Number	0162380130
Book / Page	16238 / 130
Map Reference	MB 29 FO 145-147
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	408 TERRY CT # B5, B5, FREDERICK, MD 21701-6389

Mortgage

Document Number	0016238136
Date	Nov 28, 2022
Instrument	16238/136

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,067 (+26.68%)	$245,000 (+28.21%) Land $75,000 Building $170,000
2025	$3,419.00 (+11.95%)
2023	$3,054.00	$165,033	$191,100 Land $60,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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