401 Spruce Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 401 Spruce Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.282 acres (12,290 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,297 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-25-402-013`

Property Details

APN / Parcel Number

Primary APN	`06-25-402-013`

Exterior

Lot Area	12,290 sqft (0.282 acres)

Location & Zoning

Street Address	401 SPRUCE DR
City	MOUNT VERNON
State	IL
Zip	62864-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY HTS SUB II(L 90 - 156) LOT 120 & 15' OFF E SD LOT 119
Legal Subdivision	COUNTRY HTS SUB
Legal Lot Number	119-120
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3004
Census Tract	50600

Owner

401 Spruce Dr is owned and occupied by two individuals.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 SPRUCE DR, MOUNT VERNON, IL 62864-2329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 401 Spruce Dr was $2,297 with exemptions applied, up 4.2% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (+4.17%)	$40,184 Land $7,192 Building $32,992	$120,552 Land $21,576 Building $98,976
2024	$2,205.00
2022		$29,305 Land $6,528 Building $22,777	$87,915 Land $19,584 Building $68,331
2021	$1,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20