325 Spruce Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 325 Spruce Dr, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,990 sqft)
Owner2 Individual Names on Record
Last Sale$103,500 (Dec 2012)
Tax Bill$2,282 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-406-017

Property Details

APN / Parcel Number

Primary APN06-25-406-017

Exterior

Lot Area6,990 sqft (0.16 acres)

Location & Zoning

Street Address325 SPRUCE DR
CityMOUNT VERNON
StateIL
Zip62864-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HTS SUB II(L 90 - 156) LOT 136
Legal SubdivisionCOUNTRY HTS SUB
Legal Lot Number136
JurisdictionJEFFERSON IL
Township / Civil DivisionSHILOH
Census Block Group3
Census Block3011
Census Tract50600

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 SPRUCE DR, MOUNT VERNON, IL 62864-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2012 · Amount on Record
Deed SaleDec 4, 2012 · Amount on Record
Prior SaleDec 20, 2010 · Amount on Record
Deed Document Number20126435
Last Transfer DateMay 26, 2016
Transfer Doc201602879
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address325 SPRUCE DR, MOUNT VERNON, IL 62864-2327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700370
DateJan 27, 2017
Instrument201700370
Lender
NameCOMMUNITY FIRST BANK OF THE HEARTLAND
TypeBank
AddressMOUNT VERNON, IL 62864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionShiloh Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+2.75%)$34,994 (+38.78%) Land $4,112 Building $30,882$104,982 (+38.78%) Land $12,336 Building $92,646
2024$2,221.00 (+24.99%)
2022$25,215 Land $3,732 Building $21,483$75,645 Land $11,196 Building $64,449
2021$1,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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