CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
401 SOUTH LN, EL CAJON, CA 92021-4370
Mortgage
Document Number
0000629620
Date
Sep 3, 2021
Instrument
2021-0629620
Lender
Name
SUMMIT FUNDING INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
359 Months
Due
Aug 1, 2051
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
401 SOUTH LN, EL CAJON, CA 92021-4370
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
WFG NATIONAL TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
401 SOUTH LN, EL CAJON, CA 92021-4370
Mortgage
Document Number
0000676301
Date
Oct 30, 2020
Instrument
2020-0676301
Lender
Name
PLAZA HOME MORTGAGE INC
Type
Mortgage Company
Address
SAN DIEGO, CA 92121
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
401 SOUTH LN, EL CAJON, CA 92021-4370
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
WFG TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000555517
Date
Nov 27, 2019
Instrument
2019-0555517
Lender
Name
PLAZA HOME MORTGAGE INC
Type
Mortgage Company
Address
SAN DIEGO, CA 92121
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2049
November 2018: Quit Claim Deed, Construction Loan
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 21, 2018
Property Address
401 SOUTH LN, EL CAJON, CA 92021-4370
Document Number
0000483788
Instrument Date
Nov 6, 2018
Instrument
483788
Transaction Type
Construction Loan
Record Updated
Dec 3, 2018
Title Company
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
401 SOUTH LN EL CAJON CA 920214370, EL CAJON, CA 92021-4370
Mortgage
Document Number
483789
Date
Nov 21, 2018
Instrument
483789
Lender
Name
FASACK INVS
Type
MERS
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 401 South Ln was $7,666 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Elementary School District
Cajon Valley Union Elementary School District (KG - 08)
Secondary School District
Grossmont Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$627,809 (+2%)Land $351,789Building $276,020
2025
$7,666.00Homeowner's exemption
$615,500Land $344,892Building $270,608
2023
$7,513.00 (+1.72%)Homeowner's exemption
$591,600Land $331,500Building $260,100
2022
$7,386.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 401 South Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (1993–2020)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Mar 2020 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 401 South Ln is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 93% of the US · above 78% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2022
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area