San Diego County property record for 124 South Ln, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1960 |
| Lot Size | 0.161 acres (7,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (May 2026) |
| Tax Bill | $6,365 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-323-07-00 |
| Primary APN | 509-323-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,324 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,004 sqft (0.161 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 124 SOUTH LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 3-16-1E POR |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 03 |
| Legal Subdivision | SUNCREST CABING SITES 500-502 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 15501 |
124 South Ln is owned and occupied by an individual who bought it in May 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Grant Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR |
| Mar 3, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 10, 2020 | Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION |
| Jun 25, 2019 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2018 | Grant Deed, Transfer · VA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Jun 25, 2019 |
| Deed Document Number | 2026129199 |
| Prior Transfer Date | Jun 20, 2019 |
| Prior Transfer Doc | 0000249535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 6, 2026 |
| Property Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000129199 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.129199 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000129200, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.129200 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000108799 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020-0108799 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000703573 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0703573 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 25, 2019 |
| Property Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000249535 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019-0249535 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000249536 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019-0249536 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2018 |
| Property Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000396105 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018-0396105 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 124 SOUTH LN, EL CAJON, CA 92021-4340 |
| Document Number | 0000396106 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018-0396106 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 124 South Ln was $6,365, down 0.3% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,017 (+2%) Land $193,729 Building $318,288 | |
| 2025 | $6,365.00 (-0.31%) Homeowner's exemption | $501,979 Land $189,931 Building $312,048 |
| 2024 | $6,385.00 (+2.72%) | |
| 2023 | $6,216.00 (+1.77%) Homeowner's exemption | $482,488 Land $182,556 Building $299,932 |
| 2022 | $6,108.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 124 South Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1991–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 South Ln is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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