401 Smith St, Clover, SC 29710 Property Records

York County property record for 401 Smith St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,351 sqft
Lot Size	0.456 acres (19,851 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2017)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-05-03-005`

Property Details

APN / Parcel Number

Primary APN	`010-05-03-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	1,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,851 sqft (0.456 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	270 sqft

Location & Zoning

Street Address	401 SMITH ST
City	CLOVER
State	SC
Zip	29710-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	401 SMITH STREET
Legal Subdivision	SURVEY FOR ELIZABETH L MAROSKA
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1005
Census Tract	61802

Owner

Source: York County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SMITH ST, CLOVER, SC 29710-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2017	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Aug 8, 2005 · Amount on Record
Deed Document Number	201729072
Deed Book / Page	16483 / 412
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	1432700056
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	401 SMITH ST, CLOVER, SC 29710-1248
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SMITH ST, CLOVER, SC 29710-1248
Investor	Possibly a Property Investor

Mortgage

Document Number	1973000391
Date	Nov 2, 2021
Book Page	19730/391
Instrument	2021062757

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jul 19, 2017
Property Address	401 SMITH ST, CLOVER, SC 29710-1248
Document Number	1648300412
Book / Page	016483 / 000412
Instrument Date	Jul 18, 2017
Instrument	29072
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SMITH ST CLOVER SC 297101248, CLOVER, SC 29710-1248

Mortgage

Document Number	1648300416
Date	Jul 19, 2017
Book Page	016483/000416
Instrument	29073

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (+12.95%)	$7,612 (+15%) Land $1,348 Building $6,264	$214,600 (+29.69%) Land $38,000 Building $176,600
2023	$1,676.00	$6,619 Land $960 Building $5,659	$165,476 Land $24,000 Building $141,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, T-Mobile.

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