309 Smith St, Clover, SC 29710 Property Records

York County property record for 309 Smith St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,710 sqft
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2025)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-05-05-008`

Property Details

APN / Parcel Number

Primary APN	`010-05-05-008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,710 sqft Living Area
Gross Area	5,707 sqft
1st Floor Area	2,923 sqft
2nd Floor Area	1,787 sqft

Exterior

Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Carport
Garage Area	292 sqft
Carport	Carport
Carport Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	705 sqft

Location & Zoning

Street Address	309 SMITH ST
City	CLOVER
State	SC
Zip	29710-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ( 1.87 AC )
Legal Lot Number	1
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1007
Census Tract	61802

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 SMITH ST, CLOVER, SC 29710-1337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAMILY TRUST FEDERAL CREDIT UNION
Jun 12, 2025	Deed of Trust, Mortgage · Line of Credit DELBERT W SNYDER, JR
May 16, 2025	Deed, Transfer · Line of Credit DELBERT SNYDERJR
Feb 10, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Deed Document Number	202515854
Deed Book / Page	21915 / 241
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	2174200490
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Aug 20, 2026
Property Address	309 SMITH ST, CLOVER, SC 29710-1337
Document Number	0000030015
Book / Page	22771 / 191
Instrument Date	Aug 6, 2026
Instrument	202630015
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SMITH ST, CLOVER, SC 29710-1337

Mortgage

Document Number	0000030015,
Date	Aug 20, 2026
Book Page	22771/191
Instrument	202630015

Lender

Name	FAMILY TRUST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	309 SMITH ST, CLOVER, SC 29710-1337
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2196600111
Date	Jun 12, 2025
Book Page	21966/111
Instrument	2025019302

Lender

Name	DELBERT W SNYDER, JR
Type	Private Party
Address	246 QUIN OAK RD, LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	May 1, 2027

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 16, 2025
Property Address	309 SMITH ST, CLOVER, SC 29710-1337
Document Number	2191500241
Book / Page	21915 / 241
Instrument Date	Mar 28, 2025
Instrument	2025015854
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 SMITH ST, CLOVER, SC 29710-1337

Mortgage

Document Number	2025015855
Date	May 16, 2025
Instrument	2025015855

Lender

Name	DELBERT SNYDERJR
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 1, 2027

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Feb 10, 2025
Property Address	309 SMITH ST, CLOVER, SC 29710-1337
Document Number	2174200490
Book / Page	21742 / 490
Map Reference	MB 63 PG 62
Instrument Date	Dec 30, 2024
Instrument	2025004002
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6483 SUMMERCHASE DR, FAYETTEVILLE, NC 28311-9201

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+17.34%)	$9,893 (+15.01%) Land $933 Building $8,960	$403,000 (+58.28%) Land $38,000 Building $365,000
2023	$1,672.00 Additional exemption filed	$8,602 Land $1,284 Building $7,318	$254,611 Land $38,000 Building $216,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures