308 Smith Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 308 Smith Ct, Edgewater, NJ 07020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,068 sqft · built 2000
Lot Size	0.007 acres (300 sqft)
Owner	Individual Name on File
Last Sale	$578,000 (Apr 2026)
Tax Bill	$7,532 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CR308`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CR308`
Alternative APN	`1300085000100002 CR308`

Interior

Building Area	1,068 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Lot Area	300 sqft (0.007 acres)

Location & Zoning

Street Address	308 SMITH CT
City	EDGEWATER
State	NJ
Zip	07020-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 1105
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.1
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00085-01-00002-0000-CR308

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 SMITH CT, EDGEWATER, NJ 07020-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Mar 09, 2016 · Amount on Record
Deed Document Number	202622389
Deed Book / Page	5764 / 57
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0018472297
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 06, 2026
Property Address	308 SMITH CT, EDGEWATER, NJ 07020-1659
Document Number	0000022389
Book / Page	5764 / 57
Instrument Date	Mar 10, 2026
Instrument	2026.22389
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58,378.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SMITH CT, EDGEWATER, NJ 07020-1659

Mortgage

Document Number	0000022390,
Date	Apr 06, 2026
Instrument	2026..22390

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	308 SMITH CT, EDGEWATER, NJ 07020-1659
Document Number	0028480280
Book / Page	002848 / 000280
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SMITH CT EDGEWATER NJ 070201659, EDGEWATER, NJ 07020-1659

Mortgage

Document Number	0028480280
Date	Jan 25, 2018
Book Page	002848/000280

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (+3.73%) Land $285,000 Building $190,000	$475,000 (+3.73%) Land $285,000 Building $190,000
2025	$7,532.00 (+6.2%)	$457,900 (+5.36%) Land $275,000 Building $182,900	$457,900 (+5.36%) Land $275,000 Building $182,900
2024	$7,092.00 (+2.4%)
2023		$434,600 Land $260,000 Building $174,600	$434,600 Land $260,000 Building $174,600
2022	$6,926.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 82 individual NFIP policies nearby
Nearby Flood Policies	1,164 units insured 1,082 under condo master policies
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Starry, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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