401 Shroyer Rd, Dayton, OH 45419 Property Records

Montgomery County property record for 401 Shroyer Rd, Dayton, OH 45419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1943
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Aug 2023)
Tax Bill	$3,406 (2024)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72-13807-0015`

Property Details

APN / Parcel Number

Primary APN	`R72-13807-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,585 sqft
1st Floor Area	1,032 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Patio Area	220 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 SHROYER RD
City	DAYTON
State	OH
Zip	45419-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62889
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2004
Census Tract	3201

Owner

Source: Montgomery County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SHROYER RD, DAYTON, OH 45419-4048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CREDIT UNION INC
Aug 3, 2023	Fiduciary Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202339251
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0000030021
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 11, 2026
Property Address	401 SHROYER RD, DAYTON, OH 45419-4048
Document Number	0000028221
Instrument Date	May 6, 2026
Instrument	202628221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SHROYER RD, DAYTON, OH 45419-4048

Mortgage

Document Number	0000028221,
Date	May 11, 2026
Instrument	202628221

Lender

Name	RIVER VALLEY CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 3, 2023
Property Address	401 SHROYER RD, DAYTON, OH 45419-4048
Document Number	0000039251
Instrument Date	Jul 31, 2023
Instrument	202300039251
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SHROYER RD, DAYTON, OH 45419-4048

Mortgage

Document Number	0000039252
Date	Aug 3, 2023
Instrument	202300039252

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,340 (-) Land $12,130 Building $47,210	$169,550 (-) Land $34,660 Building $134,890
2024	$3,406.00 (+21.34%)
2023	$2,807.00 (+15.23%)	$59,340 (+39.99%) Land $12,130 Building $47,210	$169,550 (+4%) Land $34,660 Building $134,890
2022	$2,436.00	$42,390 Land $8,670 Building $33,720
2020			$121,110 Land $24,760 Building $96,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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