401 Shai Cir, Bear, DE 19701 Property Records

New Castle County property record for 401 Shai Cir, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,529 sqft · built 1988
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (Oct 2024)
Tax Bill$2,992 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN11-032.10-129

Property Details

APN / Parcel Number

Primary APN11-032.10-129

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area
1st Floor Area789 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions121 ft deep x 74 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address401 SHAI CIR
CityBEAR
StateDE
Zip19701-3600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNCPUD
Legal SubdivisionSPRING WOOD
Legal Lot Number53
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group2
Census Block2007
Census Tract14810

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 SHAI CIR, BEAR, DE 19701-3600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 2, 2024 · Amount on Record
Deed SaleOct 2, 2024 · Amount on Record
Prior SaleDec 6, 2002 · Amount on Record
Deed Document Number202466290
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateApr 2, 2026
Property Address401 SHAI CIR, BEAR, DE 19701-3600
Document Number0000023390
Instrument DateMar 20, 2026
Instrument202623390
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 SHAI CIR, BEAR, DE 19701-3600

Mortgage

Document Number0000023390,
DateApr 2, 2026
Instrument202623390
Lender
NameTEXANA BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,992.00 (+22.67%)$355,000 (+522.81%) Land $82,300 Building $272,700
2024$244,800
2023$2,439.00$57,000 Land $8,400 Building $48,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1999–2003)
Most Recent ClaimJun 2003 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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