309 Shai Cir, Bear, DE 19701 Property Records

New Castle County property record for 309 Shai Cir, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,529 sqft · built 1988
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$112,425 (Oct 2015)
Tax Bill$2,246 (2023)
Deeds & MortgagesMar 2024 Mortgage
Dec 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-032.10-127

Property Details

APN / Parcel Number

Primary APN11-032.10-127

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area
1st Floor Area789 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions110 ft deep x 20 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address309 SHAI CIR
CityBEAR
StateDE
Zip19701-1699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNCPUD
Legal SubdivisionSPRING WOOD
Legal Lot Number51
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group2
Census Block2007
Census Tract14810

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 SHAI CIR, BEAR, DE 19701-1699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 27, 2018Loan Modification, Mortgage · FHA Mortgage
HURON VLY FIN'L
Dec 19, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2015 · Amount on Record
Deed SaleOct 22, 2015 · Amount on Record
Prior SaleJun 3, 2002 · Amount on Record
Deed Document Number201554201
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 SHAI CIR, BEAR, DE 19701-1699
Transaction TypeMortgage
Record UpdatedApr 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019117
DateMar 28, 2024
Instrument20240328-0019117
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address309 SHAI CIR, BEAR, DE 19701-1699
Document Number0000073017
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 SHAI CIR BEAR DE 197011699, BEAR, DE 19701-1699

Mortgage

Document Number0000073017
DateDec 31, 2018
Instrument73017
Lender
NameHURON VLY FIN'L
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2048
Interest
Rate4.62%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 SHAI CIR, BEAR, DE 19701-1699
Document Number0000073019
Instrument DateDec 19, 2018
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 SHAI CIR BEAR DE 197011699, BEAR, DE 19701-1699

Mortgage

Document Number0000073019
DateDec 31, 2018
Instrument73019
Lender
NameHUD-HOUSING/URBAN DEV
Address2401 NW 23RD ST # 1A, OKLAHOMA CITY, OK 73107-2423
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2048

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$348,900 (+564.57%) Land $82,300 Building $266,600
2024$188,730
2023$2,246.00$52,500 Land $7,100 Building $45,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1999–2003)
Most Recent ClaimJun 2003 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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