401 S Silver Top Ln, Raymore, MO 64083 Property Records

Cass County property record for 401 S Silver Top Ln, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 6,077 sqft · built 1975
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,322 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-04-17-400-001-024.000`

Property Details

APN / Parcel Number

Primary APN	`04-04-17-400-001-024.000`
Alternative APN	`2300900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,077 sqft Living Area
Gross Area	6,811 sqft
1st Floor Area	696 sqft
Basement Area	1,446 sqft
Finished Basement	1,446 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Construction Type	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	147 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Brick Porch
Porch Area	474 sqft
Deck Area	174 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2300900
Street Address	401 S SILVER TOP LN
City	RAYMORE
State	MO
Zip	64083-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER LAKE DEV LOT 24, 3306/201
Legal Subdivision	SILVER LAKE
Legal Lot Number	24
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5011
Census Tract	60306

Owner

401 S Silver Top Ln is owned and occupied by two individuals who acquired it in July 2025.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	401 S SILVER TOP LN, RAYMORE, MO 64083-9241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Jul 15, 2011 · Amount on File
Deed Document Number	2025769224
Deed Book / Page	5193 / 58
Prior Transfer Date	Dec 31, 2000
Prior Transfer Doc	003306/201
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	401 S SILVER TOP LN, RAYMORE, MO 64083-9241
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S SILVER TOP LN, RAYMORE, MO 64083-9241

Mortgage

Document Number	004608/133
Date	Dec 21, 2020
Book Page	4608/133
Instrument	680296

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 1, 2050

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 14, 2025
Property Address	401 S SILVER TOP LN, RAYMORE, MO 64083-9241
Document Number	0005193/58
Book / Page	5193 / 58
Map Reference	MB 3 PG 91
Instrument Date	Jul 1, 2025
Instrument	769224
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 S SILVER TOP LN, RAYMORE, MO 64083-9241

Mortgage

Document Number	0000520214
Date	Jul 14, 2025
Instrument	5202/14

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Silver Top Ln was $10,322, up 164.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,322.00 (+164.53%)	$54,330 Land $7,130 Building $47,200	$285,930 Land $37,520 Building $248,410
2024	$3,902.00 (+0.13%)
2023	$3,897.00 (+4,896.15%)	$47,960 (+15.71%) Land $6,480 Building $41,480	$252,440 Land $34,110 Building $218,330
2022	$78.00	$41,450 Land $6,480 Building $34,970
2021			$218,150 Land $34,110 Building $184,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Silver Top Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Silver Top Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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