304 S Silver Top Ln, Raymore, MO 64083 Property Records

Cass County property record for 304 S Silver Top Ln, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,102 sqft · built 1976
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on File
Last Sale	$372,400 (May 2024)
Tax Bill	$9,123 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-17-400-001-011.000`

Property Details

APN / Parcel Number

Primary APN	`04-04-17-400-001-011.000`
Alternative APN	`2302000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	5,216 sqft
1st Floor Area	2,102 sqft
Basement Area	2,102 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	174 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2302000
Street Address	304 S SILVER TOP LN
City	RAYMORE
State	MO
Zip	64083-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER LAKE DEV LOT 35
Legal Range	32
Legal Township	46
Legal Section	17
Legal Subdivision	SILVER LAKE
Legal Lot Number	35
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	4
Census Block	4005
Census Tract	60306

Owner

304 S Silver Top Ln is owned and occupied by two individuals who bought it in May 2024.

Source: Cass County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Apr 23, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 24, 2024	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Aug 3, 2023	Warranty Deed, Transfer SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY
Jul 9, 2020	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Aug 3, 2023
Deed Document Number	2024749898
Deed Book / Page	5059 / 127
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	May 1, 2026
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Document Number	0000783615
Book / Page	5296 / 57
Instrument Date	Apr 21, 2026
Instrument	2026783615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240

Mortgage

Document Number	0000783615,
Date	May 1, 2026
Book Page	5296/57
Instrument	2026783615

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004524/90
Date	Jul 15, 2020
Book Page	4524/90
Instrument	668716

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240

Mortgage

Document Number	0005163/72
Date	Apr 23, 2025
Book Page	5163/72
Instrument	765105

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 24, 2024
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Document Number	005059/127
Book / Page	5059 / 127
Map Reference	MB 3 PG 91
Instrument Date	May 23, 2024
Instrument	749898
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4632 WOODSTOCK ST, SHAWNEE, KS 66218-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240

Mortgage

Document Number	0000506020
Date	May 24, 2024
Instrument	5060/20

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 3, 2023
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Document Number	0004981/61
Book / Page	4981 / 61
Map Reference	MB 3 PG 91
Instrument Date	Jul 31, 2023
Instrument	737687
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 CREEKMOOR POND LN, RAYMORE, MO 64083-8382
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 9, 2020
Property Address	304 S SILVER TOP LN, RAYMORE, MO 64083-9240
Document Number	0004522/63
Book / Page	4522 / 63
Map Reference	MB 3 PG 91
Instrument Date	Jun 29, 2020
Instrument	668387
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6915 N CLASSEN BLVD, OKLAHOMA CITY, OK 73116-7209

Tax Assessment & Valuation

The 2025 property tax bill for 304 S Silver Top Ln was $9,123, up 162.7% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,123.00 (+162.68%)	$48,020 Land $7,180 Building $40,840	$252,720 Land $37,800 Building $214,920
2024	$3,473.00 (+0.14%)
2023	$3,468.00 (+4,716.67%)	$42,680 (+12.05%) Land $6,530 Building $36,150	$224,620 Land $34,360 Building $190,260
2022	$72.00	$38,090 Land $6,530 Building $31,560
2021			$200,480 Land $34,360 Building $166,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 S Silver Top Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 S Silver Top Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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