401 S Patterson St, Forest, OH 45843 Property Records

Hardin County property record for 401 S Patterson St, Forest, OH 45843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Jun 2019)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-100132.0000`

Property Details

APN / Parcel Number

Primary APN	`23-100132.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 S PATTERSON ST
City	FOREST
State	OH
Zip	45843-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 26 11-12
Legal Subdivision	VILAGE OF FOREST
Legal Block	26
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3045
Census Tract	100

Owner

401 S Patterson St is owned and occupied by an individual who bought it in June 2019.

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 S PATTERSON ST, FOREST, OH 45843-1349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LOAN MORTGAGE CORPORATION
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN LOAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	20191649
Deed Book / Page	553 / 686
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	00553/0686
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	401 S PATTERSON ST, FOREST, OH 45843-1349
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	WHITMAN TITLE SECURITY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/3396
Date	Feb 5, 2021
Book Page	559/3396
Instrument	202100000399

Lender

Name	AMERICAN LOAN MORTGAGE CORPORATION
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 13, 2019
Property Address	401 S PATTERSON ST, FOREST, OH 45843-1349
Document Number	00553/0686
Book / Page	553 / 0686
Instrument Date	Jun 11, 2019
Instrument	201900001649
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	WHITMAN TITLE SECURITY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001650
Date	Jun 13, 2019
Instrument	201900001650

Lender

Name	AMERICAN LOAN MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Patterson St was $1,321, down 0.2% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-0.15%)	$40,570 (-) Land $2,100 Building $38,470
2024	$1,323.00 (+0.53%)	$40,570 (-) Land $2,100 Building $38,470
2023	$1,316.00 (+17.82%)	$40,570 (+35.32%) Land $2,100 Building $38,470	$115,910 Land $6,000 Building $109,910
2022	$1,117.00	$29,980 Land $1,930 Building $28,050
2020			$85,650 Land $5,510 Building $80,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 S Patterson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Patterson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST VILLAGE serves 1,354 people · EPA ID OH3300312
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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