401 S Elm Ave, Wright City, MO 63390 Property Records

Warren County property record for 401 S Elm Ave, Wright City, MO 63390 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,992 sqft · built 1942
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$212,800 (Sep 2025)
Tax Bill	$975 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21.0-1-02-010.000.000`

Property Details

APN / Parcel Number

Primary APN	`04-21.0-1-02-010.000.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,992 sqft Living Area
Basement Area	1,049 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Patio
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 S ELM AVE
City	WRIGHT CITY
State	MO
Zip	63390-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SOUTH 100') LOT 7, SCHAPERS'S ADD, SEC 21 T47N R1W - BLOCK 2
Legal Range	01W
Legal Township	47N
Legal Section	21
Legal Subdivision	SCHAPER ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	1
Census Block	1036
Census Tract	820109

Owner

Source: Warren County records · APN 04-21.0-1-02-010.000.000

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage SILEX BANKING COMPANY
Jun 19, 2007	Re-recorded Document · ARM SUNTRUST MORTGAGE INC
Aug 28, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2025 · Amount on Record
Deed Sale	Sep 09, 2025 · Amount on Record
Prior Sale	May 14, 2025 · Amount on Record
Deed Document Number	20255198
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0200607462
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Sep 09, 2025
Property Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223
Document Number	0202505198
Instrument Date	Sep 09, 2025
Instrument	202505198
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223

Mortgage

Document Number	0202505199
Date	Sep 09, 2025
Instrument	202505199

Lender

Name	SILEX BANKING COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2007: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WARREN MO
Recording Date	Jun 19, 2007
Property Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223
Document Number	0200704742
Instrument	200704742
Record Updated	Feb 09, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223

Mortgage

Document Number	0200704743
Date	Jun 19, 2007
Instrument	200704743

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jun 01, 2014
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Max Rate	12.5%

August 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN MO
Recording Date	Aug 28, 2006
Property Address	401 S ELM AVE, WRIGHT CITY, MO 63390-1223
Document Number	0200607462
Instrument Date	Aug 22, 2006
Instrument	200607462
Transaction Type	Transfer
Record Updated	Feb 09, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Wright City
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$13,701 (+12.99%) Land $1,461 Building $12,240	$72,110 (+12.99%) Land $7,690 Building $64,420
2024	$975.00 (+14.71%)	$12,126 (-) Land $1,293 Building $10,833
2023	$850.00 (+7.59%)	$12,126 (+8.01%) Land $1,293 Building $10,833	$63,817 (+8%) Land $6,804 Building $57,013
2022	$790.00	$11,227 Land $1,197 Building $10,030
2021			$59,090 Land $6,300 Building $52,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (29219C), updated November 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292198201091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 25% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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