Warren County property record for 304 S Elm Ave, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,482 sqft · built 1925 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $886 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-21.0-1-06-012.000.000 |
| Primary APN | 04-21.0-1-06-012.000.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Basement Area | 861 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Deck Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 304 S ELM AVE |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHAPER'S ADD. SEC 21 TWP 47 RNG 1 PLAT 7 S: 75 X 168 |
| Legal Subdivision | SCHAPERS ADD |
| Legal Lot Number | 2 & 3 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 820109 |
Source: Warren County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 S ELM AVE, WRIGHT CITY, MO 63390-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2001 |
| Deed Sale | Dec 28, 2001 |
| Deed Document Number | 0000108652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 304 S ELM AVE, WRIGHT CITY, MO 63390-1220 |
| Document Number | 0000005046 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20265046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 304 S ELM AVE, WRIGHT CITY, MO 63390-1220 |
| Document Number | 0000005046, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20265046 |
| Name | COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Wright City |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 | $12,454 (+13%) Land $1,554 Building $10,900 | $65,550 (+13%) Land $8,180 Building $57,370 |
| 2024 | $886.00 (+14.62%) | $11,021 (-) Land $1,375 Building $9,646 | |
| 2023 | $773.00 (+7.66%) | $11,021 (+8%) Land $1,375 Building $9,646 | $58,007 (+8%) Land $7,236 Building $50,771 |
| 2022 | $718.00 | $10,205 Land $1,273 Building $8,932 | |
| 2021 | $53,710 Land $6,700 Building $47,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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