Pontotoc County property record for 401 S 7th St, Roff, OK 74865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2009 |
| Lot Size | 0.482 acres (20,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,900 (Nov 2023) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2023 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27254 |
| Primary APN | 27254 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,995 sqft (0.482 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 224 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Putting Green | Putting Green |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27254 |
|---|---|
| Street Address | 401 S 7TH ST |
| City | ROFF |
| State | OK |
| Zip | 74865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLOCK 165 ORIGINAL - ROFF |
| Legal Subdivision | ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2 |
| Legal Block | 165 |
| Legal Lot Number | 3,4 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | SOUTHWEST PONTOTOC |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 89600 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 S 7TH ST, ROFF, OK 74865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA |
| Nov 28, 2023 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK OF ADA |
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit TINKER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on File |
| Deed Sale | Nov 28, 2023 · Amount on File |
| Prior Sale | May 20, 2016 · Amount on File |
| Deed Document Number | 20236561 |
| Deed Book / Page | 3749 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 401 S 7TH ST, ROFF, OK 74865 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 S 7TH ST, ROFF, OK 74865 |
| Document Number | 003787/111 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 3787/111 |
| Instrument | I-2024-002118 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Nov 28, 2023 |
| Property Address | 401 S 7TH ST, ROFF, OK 74865 |
| Document Number | 003749/306 |
| Book / Page | 3749 / 306 |
| Instrument Date | Nov 22, 2023 |
| Instrument | I-2023-006561 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 14, 2023 |
| Title Company | NOT AVAILABLE, HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 S 7TH ST, ROFF, OK 74865 |
| Document Number | I2023006562 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | I-2023-006562 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 401 S 7TH ST, ROFF, OK 74865 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003723/288 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 3723/288 |
| Instrument | I-2023-004190 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Sep 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Municipality | Roff Town |
| Unified School District | Roff Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,902 (+0.11%) Land $1,500 Building $18,402 | $165,855 (+0.11%) Land $12,500 Building $153,355 | |
| 2025 | $1,830.00 (-3.73%) Homeowner's exemption | $19,880 (+1.02%) Land $1,500 Building $18,380 | $165,670 (+1.02%) Land $12,500 Building $153,170 |
| 2024 | $1,901.00 (+47.48%) | $19,680 (+46.47%) Land $1,500 Building $18,180 | $164,000 (+46.48%) Land $12,500 Building $151,500 |
| 2023 | $1,289.00 | $13,436 Land $900 Building $12,536 | $111,964 Land $7,500 Building $104,464 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 60% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROFF serves 800 people · EPA ID OK2006206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 200 / 50 |
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