201 S 7th St, Roff, OK 74865 Property Records

Pontotoc County property record for 201 S 7th St, Roff, OK 74865

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 1950
Lot Size1.92 acres (84,000 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Aug 2004)
Tax Bill$643 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN21076

Property Details

APN / Parcel Number

Primary APN21076
Alternative APN
  • 1130-00-138-001-0-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area1,404 sqft
1st Floor Area1,764 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area84,000 sqft (1.92 acres)
Lot Dimensions280 ft deep x 300 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Patio Area108 sqft
Shed1 Shed
Shed Area1,080 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemSpace Heater

Location & Zoning

Account Number21076
Street Address201 S 7TH ST
CityROFF
StateOK
Zip74865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1-8 BLOCK 138 ORIGINAL - ROFF MH#-SEE NOTE
Legal SubdivisionROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block138
Legal Lot Number1-8
JurisdictionPONTOTOC OK
Township / Civil DivisionSOUTHWEST PONTOTOC
Census Block Group2
Census Block2047
Census Tract89600

Owner

201 S 7th St is owned and occupied by two individuals who bought it in August 2004.

Source: Pontotoc County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 3, ROFF, OK 74865-0003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2004 · Amount on File
Deed SaleAug 16, 2004 · Amount on File
Prior SaleApr 10, 2002 · Amount on File
Deed Book / Page1916 / 162
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Recording DateJul 10, 2026
Property Address201 S 7TH ST, ROFF, OK 74865
Document Number0000004035
Book / Page4028 / 138
Instrument DateMay 6, 2026
Instrument20264035
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 S 7TH ST, ROFF, OK 74865

Mortgage

Document Number0000004035,
DateJul 10, 2026
Book Page4028/138
Instrument20264035
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term478 Months
DueMay 1, 2066
Interest
Rate6.37%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address201 S 7TH ST, ROFF, OK 74865
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003726/283
DateAug 28, 2023
Book Page3726/283
InstrumentI-2023-004491
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 201 S 7th St was $643 with a homeowner's exemption, down 3.7% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPontotoc County
MunicipalityRoff Town
Unified School DistrictRoff Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,859 (+2.97%) Land $1,141 Building $6,718$65,500 (-13.3%) Land $9,512 Building $55,988
2025$643.00 (-3.74%) Homeowner's exemption$7,632 (+3.01%) Land $1,108 Building $6,524$75,547 (-5.17%) Land $9,500 Building $66,047
2024$668.00 (+12.46%) Homeowner's exemption$7,409 (+3%) Land $1,076 Building $6,333$79,664 (+24.88%) Land $9,500 Building $70,164
2023$594.00 Homeowner's exemption$7,193 Land $1,069 Building $6,124$63,794 Land $9,500 Building $54,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 S 7th St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROFF
serves 800 people · EPA ID OK2006206
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
200 / 50

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