Effingham County property record for 401 S 5th St, Effingham, IL 62401
| Property Type | Commercial |
|---|---|
| Details | 6,604 sqft · built 1979 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,248 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-036-040 |
| Primary APN | 03-16-036-040 |
|---|
| Building Area | 6,604 sqft Base Area |
|---|---|
| 1st Floor Area | 6,604 sqft |
| Basement Area | 6,604 sqft |
| Unfinished Basement | 6,604 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 401 S 5TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2572 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 27 BLK 6 RAILROAD ADD A 2914/37 1205/301 749/280 |
| Legal Subdivision | RAILROAD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 27 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950800 |
401 S 5th St, a commercial property, is held in a trust.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 107 E POPLAR DR, EFFINGHAM, IL 62401-4186 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 S 5th St was $11,248.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,248.00 | $199,370 Land $34,200 Building $165,170 | $598,110 Land $102,600 Building $495,510 |
| 2022 | $10,118.00 | $151,160 Land $25,930 Building $125,230 | $453,480 Land $77,790 Building $375,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 S 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 S 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T, Wabash Communications, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures