302 S 5th St, Effingham, IL 62401 Property Records

Effingham County property record for 302 S 5th St, Effingham, IL 62401

Property Summary

Property TypeCommercial
Details2,720 sqft · built 1900
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Jun 2026)
Tax Bill$194 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone X (minimal risk)
APN03-16-036-021

Property Details

APN / Parcel Number

Primary APN03-16-036-021

Interior

Building Area2,720 sqft Base Area
1st Floor Area2,720 sqft
Basement Area2,720 sqft
Unfinished Basement2,720 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address302 S 5TH ST
CityEFFINGHAM
StateIL
Zip62401-2567
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 3 & 4 BLK 7 RAILROAD ADD A 1006/227
Legal SubdivisionRAILROAD ADDITION
Legal Block7
Legal Lot Number3-4
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2003
Census Tract950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address302 S 5TH ST, EFFINGHAM, IL 62401-2567
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on File
Deed SaleJun 11, 2026 · Amount on File
Deed Document Number20262137
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 11, 2026
Property Address302 S 5TH ST, EFFINGHAM, IL 62401-2567
Document Number0000002137
Instrument DateFeb 6, 2026
Instrument20262137
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$194.00 (-16.74%)$49,380 (+1%) Land $33,800 Building $15,580$148,140 (+1%) Land $101,400 Building $46,740
2024$233.00 (-7.54%)$44,890 (+19.9%) Land $30,730 Building $14,160$134,670 (+19.9%) Land $92,190 Building $42,480
2022$252.00 Additional exemption filed$37,440 Land $25,630 Building $11,810$112,320 Land $76,890 Building $35,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

Nearby Properties on S 5th St

Nearby Streets

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