401 S 4th St, Bonham, TX 75418 Property Records

Fannin County property record for 401 S 4th St, Bonham, TX 75418

Property Summary

Property TypeResidential Vacant Land
Details1 ba · 1,878 sqft · built 1930
Lot Size0.277 acres (12,053 sqft)
OwnerCompany Name on File
Last Sale$187,500 (Dec 2025)
Tax Bill$704 (2025)
Deeds & MortgagesDec 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN9645-022-0011-05

Property Details

APN / Parcel Number

Primary APN9645-022-0011-05
Alternative APN
  • 93211

Exterior

Lot Area12,053 sqft (0.277 acres)
Lot Dimensions147 ft deep x 82 ft wide

Location & Zoning

Account Number9645-022-0011-05
Street Address401 S 4TH ST
CityBONHAM
StateTX
Zip75418-4712
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionREICH ADDN, BLOCK 22, LOT E 82' OF 1,2
Legal SubdivisionREICH ADD
Legal Block22
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group1
Census Block1096
Census Tract950600

Owner

401 S 4th St, residential vacant land, is owned by a company that bought it in December 2025.

Source: Fannin County records, as of August 3, 2026

Owner of RecordCompany Name on File
Mailing Address231 W FM 544, 119, MURPHY, TX 75094-4583
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2025 · Amount on File
Deed SaleDec 12, 2025 · Amount on File
Deed Document Number20257734
Prior Transfer DateNov 19, 2025
Prior Transfer Doc2025007734
Record UpdatedSep 20, 2026

December 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionFANNIN TX
Recording DateDec 12, 2025
Property Address401 S 4TH ST, BONHAM, TX 75418-4712
Document Number2025007734
Map ReferenceVOL 530 PG 284
Instrument DateNov 13, 2015
Instrument2025007734
Record UpdatedJan 2, 2026

Transferred From (Grantor/Seller)

NameVerified Name
Address514 CHESTNUT ST, BONHAM, TX 75418-3738

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 W FM 544 STE 119, 119, MURPHY, TX 75094-4583

Mortgage

Document Number2025007736
DateDec 12, 2025
Instrument2025007736
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 S 4th St was $704, up 18.7% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$704.00 (+18.72%)$36,280 Land $36,280$36,280 Land $36,280
2024$593.00
2023$34,230 Land $34,230$34,230 Land $34,230
2018$86.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S 4th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on S 4th St

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