400 S 4th St, Bonham, TX 75418 Property Records

Fannin County property record for 400 S 4th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1920
Lot Size	0.25 acres (10,877 sqft)
Owner	Company Name on Record
Last Sale	$186,200 (May 2023)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9645-023-0032-05`

Property Details

APN / Parcel Number

Primary APN	`9645-023-0032-05`
Alternative APN	`93223`

Interior

Full Baths	1 Bath
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Lot Area	10,877 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9645-023-0032-05
Street Address	400 S 4TH ST
City	BONHAM
State	TX
Zip	75418-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REICH ADDN, BLOCK 23, LOT E 1/2 OF 3,4
Legal Subdivision	REICHS ADDITION
Legal Block	23
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1049
Census Tract	950600

Owner

Source: Fannin County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	317 W SAM RAYBURN DR, BONHAM, TX 75418-4237
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage TOM PINGLETON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Deed Document Number	20232801
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	400 S 4TH ST, BONHAM, TX 75418-4713
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14123 PATRICK AVE, OMAHA, NE 68164-3167

Mortgage

Document Number	2024002429
Date	Apr 18, 2024
Instrument	2024002429

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	400 S 4TH ST, BONHAM, TX 75418-4713
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BILLS STREET, BONHAM, TX 75418

Mortgage

Document Number	2021007093
Date	Sep 29, 2021
Instrument	2021007093

Lender

Name	TOM PINGLETON
Type	Private Party
Address	PO BOX 890, COLLINSVILLE, TX 76233

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2022

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00 (+20.02%)	$134,470 (+47.88%) Land $34,580 Building $99,890	$134,470 (+47.88%) Land $34,580 Building $99,890
2024	$2,133.00 (+161.72%)
2023		$90,930 Land $32,410 Building $58,520	$90,930 Land $32,410 Building $58,520
2018	$815.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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