401 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 401 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,152 sqft · built 1918
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2018)
Tax Bill	$3,283 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.01.29.1000`

Property Details

APN / Parcel Number

Primary APN	`02.01.29.1000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	720 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	401 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 29 ORIG BERES CITY
Legal Subdivision	ORIGINAL
Legal Block	29
Legal Lot Number	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2096
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	401 S 3RD ST, BERESFORD, SD 57004-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST DAKOTA NATIONAL BANK
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20183296
Deed Book / Page	108 / 515
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	401 S 3RD ST, BERESFORD, SD 57004-2105
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/0706
Date	Sep 17, 2018
Book Page	172/0706
Instrument	183924

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	BERESFORD, SD 57004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 8, 2018
Property Address	401 S 3RD ST, BERESFORD, SD 57004-2105
Document Number	00108/0515
Book / Page	108 / 0515
Instrument Date	Aug 3, 2018
Instrument	183296
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6416 S BEAL AVE # AVE5, 6416, SIOUX FALLS, SD 57108-4141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S 3RD ST, BERESFORD, SD 57004-2105

Mortgage

Document Number	0000183297
Date	Aug 8, 2018
Instrument	183297

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,283.00 (+0.03%)	$239,639 (-) Land $18,522 Building $221,117
2025	$3,282.00 (-1.17%)	$239,639 (+9.16%) Land $18,522 Building $221,117
2024	$3,321.00 (+3.3%)
2023	$3,215.00 (+17.9%)	$219,537 Land $18,522 Building $201,015
2022	$2,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures