400 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 400 S 3rd St, Beresford, SD 57004

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,326 sqft · built 1920
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2021)
Tax Bill$2,482 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02.02.01.1050

Property Details

APN / Parcel Number

Primary APN02.02.01.1050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,326 sqft Living Area
Basement Area884 sqft
Unfinished Basement900 sqft
Interior WallsBrick

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address400 S 3RD ST
CityBERESFORD
StateSD
Zip57004-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 16-17-18 BERGREN & ERICKSON BERES CITY
Legal SubdivisionBERGREN AND ERIESON ADDITION
Legal BlockB
Legal Lot Number16-18
Legal Unit3
JurisdictionUNION SD
Township / Civil DivisionBERESFORD
Census Block Group2
Census Block2094
Census Tract20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address400 S 3RD ST, BERESFORD, SD 57004-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on File
Deed SaleAug 9, 2021 · Amount on File
Deed Document Number20213706
Deed Book / Page111 / 511
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateAug 9, 2021
Property Address400 S 3RD ST, BERESFORD, SD 57004-2106
Document Number111/511
Book / Page111 / 511
Instrument DateAug 3, 2021
Instrument213706
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address606 N 3RD ST, 606, BERESFORD, SD 57004-1304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 S 3RD ST, BERESFORD, SD 57004-2106

Mortgage

Document Number178847
DateAug 9, 2021
Instrument178/847
Lender
NameCU MORTGAGE DIRECT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
MunicipalityBeresford City
CountyUnion County
Unified School DistrictBeresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,482.00 (+0.04%)$181,173 (-) Land $27,783 Building $153,390
2025$2,481.00 (-1.19%)$181,173 (+8.34%) Land $27,783 Building $153,390
2024$2,511.00 (+2.53%)
2023$2,449.00 (+17.91%)$167,228 Land $27,783 Building $139,445
2022$2,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Beresford Municipal Telephone Company
Fiber
1,000 / 1,000
Midco
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number