401 S 31st St, Temple, TX 76504 Property Records

Bell County property record for 401 S 31st St, Temple, TX 76504

Property Summary

Property Type	Commercial
Details	1 ba · 1,200 sqft · built 2001
Lot Size	0.165 acres (7,200 sqft)
Owner	Owner Name on Record
Tax Bill	$2,253 (2023)
Deeds & Mortgages	Sep 2020 Loan Modification Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0053280000`

Property Details

APN / Parcel Number

Primary APN	`0053280000`
Alternative APNs	`165192` `55869`

Interior

Full Baths	1 Bath
Building Area	1,200 sqft Gross Area

Exterior

Year Built	Built 2001
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	72 ft deep x 100 ft wide

Location & Zoning

Account Number	165192
Street Address	401 S 31ST ST
City	TEMPLE
State	TX
Zip	76504-4000
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GR
Legal Description	FREEMAN HEIGHTS, BLOCK 033, LOT PT 1, 2, (E 72.28' OF 1, 2) (E 72.28' OF 1, 2)
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	33
Legal Lot Number	1,2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1052
Census Tract	20702

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 1509, BELTON, TX 76513-5509

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Loan Modification, Mortgage FIRST UNITED BK
Sep 25, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009
Deed Sale	Aug 31, 2009
Deed Document Number	200900033934
Last Transfer Date	Sep 2, 2009
Transfer Doc	0000033934
Record Updated	Jun 7, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	401 S 31ST ST, TEMPLE, TX 76504-4000
Document Number	0000064735
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1048 TEMPLE TX 765031048, TEMPLE, TX 76503-1048

Mortgage

Document Number	0000064735
Date	Nov 23, 2020
Instrument	64735

Lender

Name	FIRST UNITED BK
Type	Bank
Address	PO BOX 1234, SHERMAN, TX 75091-1234

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2025

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Sep 25, 2017
Property Address	401 S 31ST ST, TEMPLE, TX 76504-4000
Instrument Date	Sep 1, 2017
Instrument	40289
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1048 TEMPLE TX 765031048, TEMPLE, TX 76503-1048

Mortgage

Document Number	0000040289
Date	Sep 25, 2017
Instrument	40289

Lender

Name	FIRST UNITED BK
Type	Bank
Address	PO BOX 1234, SHERMAN, TX 75091-1234

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 24, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,253.00 (+6.47%)	$98,302 Land $21,600 Building $76,702	$98,302 Land $21,600 Building $76,702
2022	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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