315 S 31st St, Temple, TX 76504 Property Records

Bell County property record for 315 S 31st St, Temple, TX 76504

Property Summary

Property Type	Duplex
Details	1,701 sqft · built 2020
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$332,500,000 (Jun 2021)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0052930000`

Property Details

APN / Parcel Number

Primary APN	`0052930000`
Alternative APNs	`118553` `865566`

Interior

Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
View / Lot	Commercial
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 S 31ST ST
City	TEMPLE
State	TX
Zip	76504-4018
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2F
Legal Description	FREEMAN HEIGHTS, BLOCK 027, LOT 0005
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	27
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1047
Census Tract	20702

Owner

315 S 31st St, a duplex, is owned by a company that bought it in June 2021.

Source: Bell County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	14643 DALLAS PKWY, 1050, DALLAS, TX 75254-7410
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Line of Credit PLAINSCAPITAL BANK
Jun 30, 2021	Vendor's Lien, Transfer · Commercial Mortgage COMMONWEALTH ANNUTTY AND LIFE INSUR
Mar 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 26, 2020
Deed Document Number	202141519
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	315 S 31ST ST, TEMPLE, TX 76504-4018
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	CARLISLE TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024889
Date	May 27, 2020
Instrument	2020-00024889

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 30, 2021
Property Address	315 S 31ST ST, TEMPLE, TX 76504-4018
Document Number	0000041519
Map Reference	VOL 98 PG 501
Instrument Date	Jun 29, 2021
Instrument	2021041519
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14643 DALLAS PKWY # 1050, 1050, DALLAS, TX 75254-7410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041520
Date	Jun 30, 2021
Instrument	2021041520

Lender

Name	COMMONWEALTH ANNUTTY AND LIFE INSUR
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 26, 2020
Property Address	315 S 31ST ST, TEMPLE, TX 76504-4018
Document Number	0000014847
Instrument Date	Feb 27, 2020
Instrument	14847
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 315 S 31st St was $6,139.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,139.00	$273,267 Land $46,760 Building $226,507	$273,267 Land $46,760 Building $226,507
2023	$5,099.00 (+14.56%)	$222,441 Land $21,000 Building $201,441	$222,441 Land $21,000 Building $201,441
2022	$4,451.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 S 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 S 31st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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