401 Rose Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 401 Rose Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,037 sqft · built 1916
Lot Size	0.106 acres (4,636 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Apr 2026)
Tax Bill	$8,112 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-22-0016`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-22-0016`
Alternative APNs	`8525101` `8541769`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,636 sqft (0.106 acres)
Lot Dimensions	122 ft deep x 38 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8541769
Street Address	401 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55130-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZACHRISONS ADDITION LOT 8
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ZACHRISONS ADDITION
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	30900

Owner

401 Rose Ave E is owned and occupied by two individuals who bought it in April 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 ROSE AVE E, SAINT PAUL, MN 55130-3629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Dec 6, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 11, 2017	Trustee's Deed, Foreclosure METRO LEGAL SERVICES, METRO LEGAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Deed Document Number	20265101357
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2026
Property Address	401 ROSE AVE E, SAINT PAUL, MN 55130-3629
Document Number	0A05101357
Instrument Date	Mar 23, 2026
Instrument	20265101357
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 ROSE AVE E, SAINT PAUL, MN 55130-3629

Mortgage

Document Number	0005101358,
Date	Apr 3, 2026
Instrument	20265101358

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 6, 2018
Property Address	401 ROSE AVE E, SAINT PAUL, MN 55130-3629
Document Number	0004737811
Instrument Date	Nov 29, 2018
Instrument	4737811
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9617 OAK RIDGE TRL MINNETONKA MN 553054642, MINNETONKA, MN 55305-4642

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2017
Property Address	401 ROSE AVE E, SAINT PAUL, MN 55130-3629
Document Number	0004654129
Instrument Date	Apr 11, 2017
Instrument	4654129
Transaction Type	Foreclosure
Record Updated	May 17, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 401 Rose Ave E was $8,112, up 65.8% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (+15.13%) Land $25,000 Building $150,000	$175,000 (+15.13%) Land $25,000 Building $150,000
2025	$8,112.00 (+65.75%)	$152,000 Land $25,000 Building $127,000	$152,000 Land $25,000 Building $127,000
2024	$4,894.00 (+4.62%)
2023	$4,678.00	$125,000 Land $20,000 Building $105,000	$125,000 Land $20,000 Building $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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