374 Rose Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 374 Rose Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1990
Lot Size	0.158 acres (6,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,450 (Feb 2026)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-22-0163`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-22-0163`
Alternative APNs	`8589209` `654231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,897 sqft (0.158 acres)
Lot Dimensions	121 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	654231
Street Address	374 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55130-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN MONGANS STEWART PARK ADD EX THE ELY 23 FT; LOT 9 AND ALL OF LOT 10
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	JOHN MONGANS STEWART PARK ADD
Legal Lot Number	9,10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30900

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jan 3, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jul 18, 2018	Warranty Deed, Construction Loan · Line of Credit STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	20262810621
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 12, 2026
Property Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Document Number	0T02810621
Instrument Date	Feb 9, 2026
Instrument	T02810621
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628

Mortgage

Document Number	0T02810622
Date	Feb 12, 2026
Instrument	T02810622

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Document Number	0002682870
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 ROSE AVE E ST PAUL MN 551303628, ST PAUL, MN 55130-3628

Mortgage

Document Number	0002682870
Date	Dec 3, 2020
Instrument	2682870

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Document Number	0002651748
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 ROSE AVE E ST PAUL MN 551303628, ST PAUL, MN 55130-3628

Mortgage

Document Number	0002651748
Date	Nov 4, 2019
Instrument	2651748

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 3, 2019
Property Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Document Number	0002631086
Instrument Date	Dec 21, 2018
Instrument	2631086
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 ROSE AVE E ST PAUL MN 551303628, ST PAUL, MN 55130-3628

Mortgage

Document Number	2631087
Date	Jan 3, 2019
Instrument	2631087

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2018
Property Address	374 ROSE AVE E, SAINT PAUL, MN 55130-3628
Document Number	0004718430
Instrument Date	Jul 16, 2018
Instrument	4718430
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 ROSE AVE E ST PAUL MN 551303628, ST PAUL, MN 55130-3628

Mortgage

Document Number	4718433
Date	Jul 18, 2018
Instrument	4718433

Lender

Name	STAR BK
Type	Bank
Address	EDEN PRAIRIE, MN 55344-7819

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,300 (+5.18%) Land $25,000 Building $267,300	$292,300 (+5.18%) Land $25,000 Building $267,300
2025	$4,386.00 (+10.98%) Homeowner's exemption	$277,900 (+8.43%) Land $25,000 Building $252,900	$277,900 (+8.43%) Land $25,000 Building $252,900
2024	$3,952.00 (+11.76%)
2023	$3,536.00 Homeowner's exemption	$256,300 Land $20,000 Building $236,300	$256,300 Land $20,000 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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