401 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 401 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1937
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2026)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-10-435-007`

Property Details

APN / Parcel Number

Primary APN	`17-10-435-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,377 sqft Total Area
Basement Area	918 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000401 ROSE AVENUE: BAUGHN'S ADDITION -- BLK 1, LOTS 7 & 8
Legal Subdivision	BAUGHN'S ADDITION
Legal Block	1
Legal Lot Number	7-8
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4020
Census Tract	960500

Owner

401 Rose Ave is owned and occupied by an individual who bought it in October 2026.

Source: Mecosta County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	401 ROSE AVE, BIG RAPIDS, MI 49307-1365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Aug 4, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026 · Amount on File
Deed Sale	Oct 12, 2026 · Amount on File
Deed Document Number	20267175
Deed Book / Page	943 / 2928
Prior Transfer Date	Jul 16, 2017
Prior Transfer Doc	878/0163
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 12, 2026
Property Address	401 ROSE AVE, BIG RAPIDS, MI 49307-1365
Document Number	0000007175
Book / Page	943 / 2928
Instrument Date	Oct 9, 2026
Instrument	20267175
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ROSE AVE, BIG RAPIDS, MI 49307-1365

Mortgage

Document Number	0000007176,
Date	Oct 12, 2026
Instrument	20267176

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Aug 4, 2017
Property Address	401 ROSE AVE, BIG RAPIDS, MI 49307-1365
Document Number	878/0163
Book / Page	878 / 0163
Instrument Date	Jul 16, 2017
Instrument	201700005985
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 VALLEYWOOD RD, HENDERSON, NV 89014-3644

Tax Assessment & Valuation

The 2025 property tax bill for 401 Rose Ave was $1,808, up 3.1% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,500 (+12.13%)	$135,000 (+12.13%)
2025	$1,808.00 (+3.08%)	$60,200	$120,400
2024	$1,754.00
2023		$49,100	$98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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