320 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 320 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1915
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$52,100 (Feb 2021)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-477-003`

Property Details

APN / Parcel Number

Primary APN	`17-10-477-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Total Area
Basement Area	790 sqft

Exterior

Year Built	Built 1915
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,365 sqft (0.214 acres)
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	320 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000320 ROSE AVENUE: WARREN AND BRONSON'S SUBDIVISION OF SE OF SE OF SEC 10 -- BLK 64, THE S 12.5 FT OF LOT 2 & ENTIRE LOT 3
Legal Subdivision	WARREN AND BRONSON'S SUBDIVISION
Legal Block	64
Legal Lot Number	2-3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4001
Census Tract	960600

Owner

320 Rose Ave is owned and occupied by an individual who bought it in February 2021.

Source: Mecosta County records, as of July 19, 2023

Owner of Record	Individual Name on File
Mailing Address	320 ROSE AVE, BIG RAPIDS, MI 49307-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 9, 2017	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING & URBAN DEVELOP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Apr 1, 2008
Deed Document Number	202100001036
Deed Book / Page	908 / 5829
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Feb 5, 2021
Property Address	320 ROSE AVE, BIG RAPIDS, MI 49307-1364
Document Number	908/5829
Book / Page	908 / 5829
Map Reference	LB 1 PG 188
Instrument Date	Jan 4, 2021
Instrument	202100001036
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ROSE AVE, 320, BIG RAPIDS, MI 49307-1364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ROSE AVE, BIG RAPIDS, MI 49307-1364

Mortgage

Document Number	202100001037
Date	Feb 5, 2021
Instrument	202100001037

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	320 ROSE AVE, BIG RAPIDS, MI 49307-1364
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700007517
Date	Oct 9, 2017
Book Page	880/0361
Instrument	201700007517

Lender

Name	US DEPARTMENT OF HOUSING & URBAN DEVELOP
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$41,400	$82,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Rose Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures