401 Piney Point Rd, Perryville, MD 21903 Property Records

Cecil County property record for 401 Piney Point Rd, Perryville, MD 21903

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,000 sqft · built 1999
Lot Size0.491 acres (21,393 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Mar 2025)
Tax Bill$5,480 (2026)
Deeds & MortgagesMay 2026 Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-047401

Property Details

APN / Parcel Number

Primary APN07-047401
Alternative APNs
  • 7047401
  • 047401

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,000 sqft Total Area
Basement Area786 sqft
Finished Basement786 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,393 sqft (0.491 acres)
Garage TypeMixed
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area66 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number047401
Street Address401 PINEY POINT RD
CityPERRYVILLE
StateMD
Zip21903-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 33 - .4911 ACRE 401 PINEY POINT DRIVE W BEACON POINT
Legal SubdivisionBEACON POINT
Legal Lot Number33
JurisdictionCECIL MD
Township / Civil Division7, PORT DEPOSIT
Census Block Group1
Census Block1022
Census Tract31202

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
ASIA BANK NATIONAL ASSOCIATION
Mar 19, 2019Deed of Trust, Mortgage · VA Mortgage
M & T BANK
Aug 26, 2020Deed, Transfer · VA Mortgage
ADVISORS MORTGAGE GROUP LLC
Mar 9, 2017Grant Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2025 · Amount on Record
Deed SaleMar 14, 2025 · Amount on Record
Prior SaleSep 19, 2024 · Amount on Record
Deed Book / Page5591 / 168
Transfer Doc0012970280
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Recording DateMay 8, 2026
Property Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539
Document Number5782000175
Book / Page5782 / 175
Instrument DateApr 30, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539

Mortgage

Document Number5782000175,
DateMay 8, 2026
Book Page5782/175
Lender
NameASIA BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043720224
DateMar 19, 2019
Book Page4372/224
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 26, 2020
Property Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539
Document Number0046670181
Book / Page4667 / 181
Map ReferenceMB PC 637 FO 119&120
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539

Mortgage

Document Number0004667186
DateAug 26, 2020
Instrument4667/186
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateMar 9, 2017
Property Address401 PINEY POINT RD, PERRYVILLE, MD 21903-2539
Document Number0040350149
Book / Page004035 / 000149
Instrument DateFeb 16, 2017
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyKIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address401 PINEY POINT RD PERRYVILLE MD 219032539, PERRYVILLE, MD 21903-2539

Mortgage

Document Number40350154
DateMar 9, 2017
Book Page004035/000154
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityPerryville Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,480.00 (+4.3%) Homeowner's exemption$375,400 (+4.86%) Land $92,600 Building $282,800$375,400 (-) Land $92,600 Building $282,800
2025$5,254.00 (+39.51%) Homeowner's exemption$358,000 (+10.77%)$375,400 (+16.15%) Land $92,600 Building $282,800
2023$3,766.00 Homeowner's exemption$323,200 Land $92,600 Building $230,600$323,200 Land $92,600 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PERRYVILLE
serves 4,413 people · EPA ID MD0070018
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jan 2026
Treatment failure
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting47
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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