Cecil County property record for 400 Piney Point Rd, Perryville, MD 21903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,754 sqft · built 1998 |
| Lot Size | 0.49 acres (21,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,000 (Nov 2019) |
| Tax Bill | $5,907 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-047398 |
| Primary APN | 07-047398 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,363 sqft (0.49 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 650 sqft |
| Deck Area | 240 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 047398 |
|---|---|
| Street Address | 400 PINEY POINT RD |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 32 - .4904 ACRE 400 PINEY POINT DR WEST BEACON POINT |
| Legal Subdivision | BEACON POINT |
| Legal Lot Number | 32 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 31202 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 13, 2019 | Deed, Transfer · VA Mortgage HOWARD BANK |
| May 10, 2019 | Grant Deed, Transfer · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Book / Page | 4498 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Document Number | 0056770448 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 5677/448 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 13, 2019 |
| Property Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Document Number | 0044980321 |
| Book / Page | 4498 / 321 |
| Map Reference | MB 637 FO 120 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Document Number | 0004498329 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 4498/329 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 10, 2019 |
| Property Address | 400 PINEY POINT RD, PERRYVILLE, MD 21903-2537 |
| Document Number | 0043980448 |
| Book / Page | 004398 / 000448 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 PINEY POINT RD PERRYVILLE MD 219032537, PERRYVILLE, MD 21903-2537 |
| Document Number | 43980453 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 004398/000453 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Perryville Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,907.00 (+5.28%) | $402,500 (+17.69%) Land $92,600 Building $309,900 | $402,500 (+17.69%) Land $92,600 Building $309,900 |
| 2025 | $5,611.00 (+29.91%) | ||
| 2023 | $4,319.00 | $342,000 Land $92,600 Building $249,400 | $342,000 Land $92,600 Building $249,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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